What Does It Cost?

There are as many ways to pay for retirement living as there are retirement communities. What is important to realize is that you get what you pay for!

  • Life Lease

    Entrance fees at a not-for-profit Continuing Care Retirement Communities (CCRC) like Panorama serve to finance the extensive array of services, programs and amenities that make the selection and purchase of the “Life Lease” contract valuable. At a CCRC, residents have “purchased” a lifestyle that allows for more time and security because of built-in services.

    When you choose to live at Panorama, you purchase a Life Lease. This is a services program—not a real estate contract. The two major financial obligations involved with your purchase are the Entrance Fee (a one-time charge) and the Monthly Fee according to the location and type of home you choose.

  • Application

    Prospective residents who wish to apply at Panorama complete an application form and submit it with a $3,000 Application Fee. This fee is applied to the Entrance Fee when a home is selected, and guarantees that the Entrance Fee and Monthly Charge are fixed for six months from the date of selection. This fee will also ensure that the applicants are placed on the appropriate waiting lists for homes of their preference. If an application is not approved, the application fee is refunded in full.

  • Entrance Fee

    The Entrance Fee is a one-time-only payment. It purchases a lifetime lease—the right to live within Panorama for the remainder of your life. The amount of the Entrance Fee is based upon the size of the residence and the location on campus. Entrance Fees at Panorama range from $80,341 for a one-bedroom apartment to $435,000 for a single-family home on Chambers Lake or McGandy Park. The actual amount may vary depending on location and size. In a very real sense, the Entrance Fee effectively reduces the routine monthly fees.

    Click here to view our current rates.

  • Refund Policy

    Should you terminate your Panorama residency during your first 67 months, a portion of your Entrance Fee is returned to you.

    Panorama amortizes the Entrance Fee over 67 months and prorates your Entrance Fee at the rate of 1-1/2% per month. This rule also applies to termination in the case of death.

  • Compare the Costs

    If you compare the costs of living at Panorama with your present living costs, you'll find the charges for Panorama very reasonable. Monthly fees are set to pay for ongoing expenses. Panorama's very competitive fees pay only for those items that all residents use or benefit from. Do not confuse the monthly fee with monthly rental or even a mortgage.

  • What's Not Included?

    Just as important is what is not included. Meals, routine housekeeping or personal care services such as laundry are not included. Of course they are available, but you’ll enjoy the freedom of choice and economy of choosing when and where you eat or how you obtain other services.

  • Monthly Fees

    Monthly fees are based on services the residents use. Other services such as laundry, housekeeping, home care or personal assistance are available to residents, but are only charged if the resident needs or wants those services. This allows Panorama to have some of the lowest monthly fees of any Retirement Community. The monthly charge should not be confused with a conventional rent payment since it covers much more. Monthly fees range from $1125 for a 1 bedroom apartment to $2550 for single family homes.

  • A Sampling of Included Items:

    • Residence of your selection with senior friendly amenities
    • Electricity
    • Heat
    • Sewer
    • Water
    • Garbage and trash removal
    • Structure insurance
    • Basic telephone service
    • Basic cable and closed-circuit television
    • Uniformed security patrol
    • Security check of your residence during your absence
    • Medical emergency alert system
    • Up to 30 basic care prepaid days in Convalescent Center
    • Emergency maintenance, 24 hours a day, 7 days a week
    • Continuing maintenance and services
    • Resident Services staff support

      • Medical claims filing 

      • Personal consultations 

      • Change of residence assistance 

      • Mail forwarding 

      • Voter registration transfer 
    • Program Director
      • Organized trips 
      • Social/cultural events 
      • Resident activities 
    • Residence Interior 
      • Repair and service of major appliances
      • Repair of damage caused by appliances
      • Replacement of broken windows
      • Plumbing, mechanical, electrical repair
      • Ceiling light replacement
      • Smoke detector battery replacement
      • Repair of structural wear and tear
    • Residence Exterior
      • Periodic painting
      • Repair of structural wear and tear
      • Roof repair/replacement
      • Yard and sidewalk care
    • Optional Services
      • Meal program
      • City bus service
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Panorama Interactive Map

Chinook Neighborhood

1 and 2 bedroom apartments in a cozy 3 story building featuring comfortable commons living room. Features a recently renovated commons areas and deluxe 2 bedroom apartments that offer special value with modern fixtures and extra space.

Beta Street Neighborhood

Beta Street homes offer spacious backyards with plenty of privacy. This neighborhood features attractive but unpretentious homes nestled in yards thickly landscaped with old azalea bushes and dogwoods.

Marina/Leisure Neighborhood

1 and 2 bedroom garden court duplex and multiplex homes, with cozy and convenient outside hobby rooms and carports.

Woodland Neighborhood

Single family homes and 1 and 2 bedroom multiplex garden court homes with outside hobby rooms and covered parking. Located in an area of tall trees and mature shrubs near the Aquatic and Fitness Center.

The Chalet Neighborhood

Located in the heart of upper campus this set of 1 and 2 bedroom apartments enjoy easy access to Pan Hall, the Chamber House Restaurant, one of Panorama’s wood shops and the ceramic studio. The Computer Learning Center is in the lower level with the Billiards and ping pong tables.

Boulevard Park Neighborhood

Boulevard Park homes are warm and cozy. This neighborhood features attractive but unpretentious brick homes nestled in yards thickly landscaped with old azalea bushes and dogwoods.

Northwest Pointe Neighborhood

Featuring 2 bedroom 2 bath duplexes with 2 car garages and dens.

Woodmere Neighborhood

A nice collection of 2 bedroom 2 bath homes in varying styles. Single family homes, spacious duplexes enjoying their own park like area.

Holladay Park Neighborhood

2 bedroom 2 bath duplex and multiplex homes, offering garages and private drives with cathedral ceilings and gas fireplaces.

Chambers Lake Lane Neighborhood

1 and 2 bedroom garden court duplex and multiplex homes. Enjoy covered parking, private patios, and convenient access to the Chehalis Western Trail..

Quinault Neighborhood

Panorama’s largest building at 5 stories serves as home of these studio, 1 and 2 bedroom apartments. Connected to Panorama Hall and the Convalescent Center, residents who live here enjoy easy access to all the hobby and interest centers based in the lower level.

Chambers Lake Drive Neighborhood

Single family lake-front homes with southern exposures along Chambers Lake. They are also convenient to the Chehalis Western Trail.

McGandy Park Neighborhood

A mix of single family homes and cozy garden court apartments adjacent to the Aquatic and Fitness Center, surrounded by parks.

Sleater Kinney Neighborhood

A neighborhood of single family homes with garages and private backyards, located near by most community conveniences.

Chambers Lake

Chehalis Western Trail

This county maintained trail runs through the heart of Thurston County. It passes through a variety of ecosystems and environments in both urban and rural areas of the county. The Chehalis Trails provides access to 170 acres of park land including Chambers Lake, wetlands, forests, farmland, creeks, prairies and other habitats.

Grounds & Maintenance Facility

Panorama Clinic

Aquatic & Fitness Center

Panorama’s state of the art Aquatic and Fitness Center affords all community members the opportunity to get and stay fit. The AFC features 3 infinity pools; a lap pool, a warm water exercise pool and a spa.

Resident Gardens


Panorama Hall

Convalescent & Rehabilitation Center

Assisted Living

McGandy Park

Panorama Main Entrance